WareStat online tools

Financial calculators

Loan Payment Calculator – Calculate monthly payments, total interest, and amortization for a fixed-rate loan.
Mortgage Affordability Calculator – Estimate how much house you can afford based on income, debt, and down payment.
Auto Loan Calculator – Similar to loan calculator but with trade-in value and sales tax options.
Credit Card Payoff Calculator – See how long it takes to pay off a credit card balance with minimum or extra payments.
Personal Loan EMI Calculator – Compute equated monthly installments for any loan amount and tenure.

Compound Interest Calculator – Show growth of a lump sum or regular contributions over time.
Retirement Savings Calculator – Estimate how much you need to save for retirement.
Investment Return Calculator – Calculate the future value of an investment given rate of return and time.
Stock Profit/Loss Calculator – Determine profit or loss from buying and selling stocks, including commissions.
Dividend Reinvestment Calculator – Project growth of dividend-paying stocks with reinvestment.

Currency Converter – Real-time exchange rates for major world currencies.
Cryptocurrency Converter – Convert between crypto and fiat currencies.
Inflation Calculator – Adjust historical prices for inflation using CPI data.
Purchasing Power Parity Tool – Compare cost of living between countries.

Budget Planner – Simple income vs. expenses tracker with visual breakdown.
Net Worth Calculator – Assets minus liabilities to show net worth.
Emergency Fund Calculator – Determine how much to save for 3–6 months of expenses.
Debt Snowball / Avalanche Calculator – Compare strategies to pay off multiple debts.
Salary to Hourly Wage Converter – Convert annual salary to hourly, weekly, or monthly pay.

Sales Tax Calculator – Add or remove sales tax from a purchase price.
Income Tax Estimator – Rough estimate of federal/state income tax based on brackets.
Capital Gains Tax Calculator – Estimate tax on profits from selling assets.
VAT Calculator – Add or remove Value Added Tax for European or other VAT jurisdictions.

Break-Even Analysis – Determine sales volume needed to cover costs.
ROI Calculator – Return on investment for a project or marketing campaign.
Profit Margin Calculator – Compute gross margin, markup, and profit percentage.
Present Value / Future Value Calculator – Time value of money calculations.
Bond Yield Calculator – Current yield and yield to maturity for bonds.

Life Insurance Needs Calculator – Estimate coverage needed based on income replacement.
Risk Tolerance Quiz – Simple questionnaire to gauge investment risk profile.
Diversification Checker – Analyze portfolio allocation across asset classes.

Mileage Reimbursement Calculator – For business travel at standard IRS or company rates.
Tip Calculator – Split bills and tips at restaurants.
Hourly Billing Calculator – Convert project fees to hourly rates or vice versa.
Discount & Sale Price Calculator – Calculate final price after percentage off.

Rent vs. Buy Calculator – Compare costs of renting vs. buying a home.
Lease vs. Buy Car Calculator – Decide whether to lease or purchase a vehicle.
Refinance Breakeven Calculator – Determine how long to recover refinancing costs.
APR vs. APY Comparison – Show difference between annual percentage rate and yield.

Amortization Schedule Generator – Printable table of loan payments over time.
Investment Growth Chart – Interactive graph showing portfolio growth with contributions.
Historical Stock Price Lookup – Simple tool to fetch past prices (using an API).
Currency Fluctuation Tracker – Line chart of exchange rate changes over a period.